Medicare Advantage plans are offered by private insurance companies and must cover the same benefits as Medicare Parts A & B. Many Medicare Advantage plans may offer low copayments and cover benefits and services not covered by Medicare Parts A & B.
Some plans may also include prescription drug coverage. These plans are referred to as Medicare Advantage with Prescription Drug (MAPD) coverage.
A specific Medicare Advantage plan’s service area determines who is eligible to enroll in that specific plan. Aside from Special Needs Plans, which can be limited in their enrollment of certain group of beneficiaries, plans are required to allow all eligible Medicare beneficiaries residing in a plan’s service area to enroll.
Once you have Medicare Parts A & B, you typically will be eligible to enroll in a Medicare Advantage plan. You must choose a Medicare Advantage plan in your service area.
If you want to enroll in a Medicare Advantage plan, there are certain time periods when you can do so:
When you first become eligible for Medicare, you have the option to enroll in a Medicare Advantage plan. This is called your Initial Coverage Election Period, and it is the seven-month period that runs from 3 months before the month of your 65th birthday through 3 months after your birthday month.
Change your mind about Medicare Advantage? If you’re enrolled in a Medicare Advantage plan but want to switch back to Medicare Parts A & B, you can do so during this time period.
GoHealth is a licensed and certified representative of Medicare Advantage [HMO, PPO and PPFS] organizations [and stand-alone prescription drug plans] with a Medicare contract. Enrollment in any plan depends on contract renewal. • This information is not a complete description of benefits. Contact the plan for more information. • Limitations, copayments and restrictions may apply. • Benefits, premiums, and member cost-share may change on January 1 of each year. • You must continue to pay your Medicare Part B premium. • A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency. • This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. • Medicare has neither reviewed nor endorsed this information. • Not connected with or endorsed by the U.S. government or the federal Medicare program. • Humana Inc. and its subsidiaries (“Humana”) do not discriminate on the basis of race, color, national origin, age, disability, or sex. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m. • Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m. • 繁體中文 (Chinese): 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m • Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Legislation: If you are already a member of a Medicare Advantage plan, you are not allowed to purchase a Medicare Supplement policy. You also cannot have prescription drug coverage under a Medicare Supplement policy and a Medicare Part D plan at the same time. • Y0040_MULTIPLAN_GHHJQU7EN • Last Update 12/16/2016