How Do I Change My Medicare Advantage or Prescription Drug Plan?

Medicare does provide ways to amend your plan and coverage selection.

If you have a Medicare Advantage (Part C) or Medicare Prescription Drug (Part D) Plan, at some point you may decide that you want to switch to a different plan.

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Changing My Medicare Advantage Plans

If you already have a Medicare Advantage plan at the time that you want to change to a different plan, then all you have to do is enroll on your new plan. What will then happen is that your old plan will automatically remove you from their membership database when your new plan's membership starts.

It is also important to note, however, that there are only certain times when you will be allowed to switch your Medicare Advantage Plan. These periods are the same as the regular joining periods, and you generally have to stay enrolled in the plan you've joined for the whole calendar year.

There are certain situations that allow you to change your plan at different times. For instance, if you move out of your plan’s service area — then the plan would take you off enrollment. You would then have to change to a different plan.

Switching from Medicare Advantage to Original Medicare

"Original Medicare" is the term used to describe Medicare Part A and Part B. These were the original parts created by Medicare. Medicare Advantage, initially known as Part C, was added later to offer private insurance company options to Medicare-eligible Americans.

If you're currently in a Medicare Advantage policy and would like to switch back to Original Medicare, you simply have to contact your current plan representative.

Original Medicare is administered by the federal government, but Medicare Advantage plans are run by private insurance companies.

Just as with most changes to your selected Medicare plan, you will be limited as to when you can make changes. There are exceptions, such as when your Medicare Advantage provider leaves your area or goes out of business.

Review your Medicare Advantage and Medigap (Medicare Supplement) Options

To speak with a licensed insurance agent about your Medicare coverage fill out the quote form above.

And if you would like to speak with someone for more information, GoMedicare can connect you with licensed agents in your state.