1-877-568-1851 (TTY Users 711)
Speak with a Licensed Sales Agent
1-877-568-1851 TTY Users 711
Mon - Fri, 8 a.m. - 8 p.m. CST

Medicare Prescription Drug Coverage

What is Medicare Prescription Drug Coverage?

Medicare Prescription Drug coverage – also known as Medicare Part D – provides individuals with the prescription drug coverage that fits their needs and budget.

Everyone with Medicare Parts A & B has the option to choose a Medicare Prescription Drug plan. To get Medicare Part D, you must join a plan run by a private insurance company approved by Medicare. Each Prescription Drug plan can vary in cost and drugs covered.

We’ll show all Medicare plans in your area with just a ZIP code.

Who is eligible for Medicare Prescription Drug Coverage?

Only individuals who do not already have creditable prescription drug coverage and who do have Medicare Parts A and/or B can get Medicare Part D.

People who are eligible for Medicare who also have creditable prescription drug coverage can generally keep that coverage without a penalty; they can then decide to enroll in Medicare Prescription Drug plan at a later date.

However, if you do not have creditable prescription drug coverage and you do not get Medicare Part D when first eligible, you may be required to pay a late enrollment penalty once you do decide to get a Prescription Drug plan.

What is considered Creditable Prescription Drug Coverage?

Here are some scenarios that may be considered creditable prescription drug coverage:

  • Covered by pension program. Some individuals receive prescription drug coverage as part of their pension package. They would normally not be eligible for Medicare Part D.
  • Covered by employer. If a Medicare enrollee is currently employed and his or her employer provides prescription drug coverage, they would normally not be eligible for Medicare Part D.
  • Covered by union. Many unions offer prescription drug coverage for their retired members. They would normally not be eligible for Medicare Part D.
  • Medicare Advantage. Many Medicare Advantage plans programs already include prescription drug benefits. If you have Medicare Advantage that includes prescription drug coverage, you would normally not be eligible for Medicare Part D.

 

Want help finding the right Medicare coverage?
1-877-568-1851 TTY Users 711
to speak with our licensed sales agents

GoMedicare is a GoHealth brand.

GoHealth is a licensed and certified representative of Medicare Advantage [HMO, PPO and PPFS] organizations [and stand-alone prescription drug plans] with a Medicare contract.  Enrollment in any plan depends on contract renewal.   •   This information is not a complete description of benefits. Contact the plan for more information.   •   Limitations, copayments and restrictions may apply.   •   Benefits, premiums, and member cost-share may change on January 1 of each year.   •   You must continue to pay your Medicare Part B premium.   •   A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency.   •   This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.   •   Medicare has neither reviewed nor endorsed this information.   •   Not connected with or endorsed by the U.S. government or the federal Medicare program.   •   Humana Inc. and its subsidiaries (“Humana”) do not discriminate on the basis of race, color, national origin, age, disability, or sex. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m.  •   Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística.  Llame al Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m.  •   繁體中文 (Chinese): 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m   •  Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease.   •   Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.   •   Legislation: If you are already a member of a Medicare Advantage plan, you are not allowed to purchase a Medicare Supplement policy. You also cannot have prescription drug coverage under a Medicare Supplement policy and a Medicare Part D plan at the same time.    •    Y0040_MULTIPLAN_GHHJQU7EN_17 (Pending)   •   Last Update 8/1/2017