Speak with a Licensed Insurance Agent
1-855-775-0413 TTY Users 711
Mon - Fri, 7 a.m. - 7 p.m. CST

Medicare Enrollment

When can you enroll in Medicare Parts A & B?

Right around your 65th birthday, you will likely be automatically enrolled in Medicare Part A. However, you will most likely need to actively enroll in Medicare Part B around this same time. Call your local Social Security office for details on eligibility and how you could enroll in Part B.

We’ll show all Medicare plans in your area with just a ZIP code.

When can you enroll in Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is Medicare coverage provided by a private insurance company. It must include all benefits from Medicare Parts A & B, and often includes additional benefits.

Enrollment in Medicare Advantage is not automatic. You will need to enroll through a private insurance company.

You can enroll in Medicare Advantage:

  • During your Initial Open Enrollment Period when you first become eligible for Medicare, or
  • During the Annual Open Enrollment Period from October 15 to December 7, or
  • If you have Part A coverage and you get Part B for the first time during the Generoal Enrollment Period, or
  • During a Special Enrollment Period, in certain situations; for example, if you lose your current Medicare plan coverage.

When can you enroll in Medicare Prescription Drug Coverage?

Medicare Prescription Drug coverage (also known as Part D) is available to everyone who is eligible for Medicare. To get Medicare Prescription Drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.  Enrolling in a Medicare Prescription Drug Plan is voluntary.  If you don’t enroll in Medicare Drug Plan when you’re first eligible, you may pay a late enrollment penalty if you join a plan later. You’ll have to pay this penalty for as long as you have Medicare Prescription Drug coverage.

You can join, switch, or drop a Medicare Part D plan at these times:

  • When you are first eligible for Medicare  during your Initial Enrollment Period.
  • If you get Part B for the first time during the General Enrollment Period,
  • During the Annual Open Enrollment Period from October 15 to December 7 each year. As long as you enroll by December 7, your coverage can begin on January 1 of the following year.
  • If you qualify for “Extra Help” or if you have both Medicare and Medicaid, you can get Medicare Part D at any time.

The “Extra Help” program is also called the low-income subsidy (LIS) from Medicare. You may qualify for “Extra Help” to pay prescription drug costs if your yearly income and resources are below certain limits.

To get answers to your questions about Extra Help, call your State Health Insurance Assistance Program (SHIP).

When can you enroll in a Medicare Supplement Plan?

Medicare Supplement plans are designed to fill many of the gaps in Medicare Parts A & B.

Medicare Supplement plans are provided by private insurance companies and are regulated by the federal government and state governments. You must apply for coverage through one of the private insurers who offer Medicare Supplement plans.

The Medicare Supplement Open Enrollment Period is generally the 6 months that starts on the first day of the month in which you are at least 65 years old and enrolled in Medicare Parts A & B. (Some states have additional Open Enrollment Periods including those for people under 65.)

During this time period, an insurance company must sell you any Medicare Supplement policy it sells and cannot charge you more for your coverage because of health problems or make you wait for coverage to begin (except for certain pre-existing condition waiting periods that may or may not apply to you).

After this Open Enrollment Period, you may still apply for Medicare Supplement coverage, but the insurance company can refuse to cover you because of medical conditions or may require that you pay higher premiums. There are certain situations when you are still guaranteed issuance of a Medicare Supplement policy, even after the Open Enrollment Period.

Want help finding the right Medicare coverage?
1-877-568-1851 TTY Users 711
to speak with our licensed insurance agents

GoMedicare is a GoHealth brand.

GoHealth is a licensed and certified representative of Medicare Advantage [HMO, PPO and PPFS] organizations [and stand-alone prescription drug plans] with a Medicare contract.  Enrollment in any plan depends on contract renewal.   •   This information is not a complete description of benefits. Contact the plan for more information.   •   Limitations, copayments and restrictions may apply.   •   Benefits, premiums, and member cost-share may change on January 1 of each year.   •   You must continue to pay your Medicare Part B premium.   •   A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency.   •   This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.   •   Medicare has neither reviewed nor endorsed this information.   •   Not connected with or endorsed by the U.S. government or the federal Medicare program.   •   Humana Inc. and its subsidiaries (“Humana”) do not discriminate on the basis of race, color, national origin, age, disability, or sex. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m.  •   Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística.  Llame al Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m.  •   繁體中文 (Chinese): 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 Toll Free: 1-877-493-9307 TTY Users: 711 Hours: 7 days a week 8 a.m. – 8 p.m   •  Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease.   •   Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.   •   Legislation: If you are already a member of a Medicare Advantage plan, you are not allowed to purchase a Medicare Supplement policy. You also cannot have prescription drug coverage under a Medicare Supplement policy and a Medicare Part D plan at the same time.    •    Y0040_MULTIPLAN_GHHJQU7EN_ACCEPTED  •   Last Update 9/26/2018